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Persons interested in buying land, building a home or renovating/expanding their existing home; Republic Bank clients with land loans only; Clients with a mortgage elsewhere; What are the basic criteria to qualify for a mortgage? Block for MM- new user mortgage process. Title insurance is required for loans and lines of credit over $400,000 or for 1st lien purchase money transactions. Please fill out the form below and we'll get back with you in one business day. Free Use Of Over 90,000 Republic Bank, Presto, SUM, Allpoint and MoneyPass ATMs: Republic Fees To Use Non-Republic ATMs: $3.50 each: 2 free per statement cyle, $3.50 thereafter*** No Fee: $3.50 each: $3.50 each : 4 free per statement cyle, $3.50 thereafter: Surcharge Rebates Of ATM Surcharge Fee Charged By ATM Owners Per Statement Cycle*-Up to 2 capped at $3.50 each*** Unlimited--Up to 4: … Republic Bank is one of the largest indigenous banks in the English speaking Caribbean. 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